In many parts of Pakistan, especially outside big cities, families face daily risks without any financial help. A medical emergency, a flood, or losing the main earner can change their lives in seconds. Micro Takaful Shariah compliant insurance for low income families can help solve this.
But giving Micro Takaful to many people is not easy. Most Takaful companies want to help these communities but find it hard and costly to reach them. Paper forms, manual work, and faraway offices are not practical when your customer lives in a village and can’t take time off work to fill out forms.
This is where Tidal Waves comes in. We’re Not a Takaful Company We’re the Technology Behind It.
At Tidal Waves, we don’t sell insurance or Takaful products. We help Takaful companies go digital, especially for Micro Takaful.We have built a full technology platform that makes it easy for providers to start, manage, and grow Micro Takaful programs quickly and at low cost.
Our platform is made for the real world. It works even when internet is weak, phones are simple, and customers are using it for the first time. Here’s what we offer:
Helping You Go Where the Need Is
- Mobile onboarding – Agents can sign up customers using their phones, even in the field.
- e-KYC integration – No long forms or copies. Identity is checked instantly.
- Flexible product setup – Whether you want to offer life or health coverage, you can set it up without writing new code.
- Instant claims – Customers can send claims with photos or documents through WhatsApp or the app, and track progress live.
- Built-in compliance – All Shariah, pool, and rules are built in. You’re always ready for audits without extra paperwork.
Making It Easier to Serve the Underserved.
We understand the problems Takaful providers face low budgets, hard to reach areas, and limited staff. That’s why our platform doesn’t just make things digital it makes them simple.
You can:
- Grow in rural areas without opening new offices.
- Work with mobile wallets, co ops, or NGOs without custom tech work.
- Launch new Micro Takaful products in days instead of months.
- Give field agents and partners easy tools that work anywhere.
And everything runs on one strong platform that can grow with you.
Built to Support the Entire Ecosystem
We follow Pakistan’s SECP rules and support the country’s focus on digital microinsurance and financial inclusion. Our aim is not just to sell software. We want to help build a better, more inclusive Takaful system.
If you’re a:
- Takaful provider looking to go digital.
- Bank, microfinance group, or wallet wanting to offer protection to customers.
- NGO or program looking to add financial safety to your work
We’re ready to help.
Let’s Build the Future of Inclusive Takaful Together. At Tidal Waves, we believe technology should help people. Every family, no matter where they live, should feel safe and protected.
Let’s work together to make Micro Takaful inclusive, easy to grow, and long-lasting.
