Digital Solutions for Insurance and Takaful Companies

End-to-end digital solutions supporting underwriting, claims, accounting, compliance, and customer engagement for insurance and Takaful operators.

Who are we?

We provide digital platforms and tailored technology solutions for insurance and Takaful companies worldwide. Our focus is solving operational, regulatory, and growth challenges using configurable, enterprise-grade systems built for modern financial institutions operating in evolving, competitive, and highly regulated markets today.

Why us

With over 100+ years of combined global insurance experience, we specialize in Takaful digital platforms. Our expertise spans end-to-end Takaful and insurance operations, delivering scalable, configurable systems designed for modern Takaful operators working within regulated financial environments globally today.

Our Takaful Platform

Tidal Waves offers a comprehensive Takaful IT platform supporting General, Individual, Group Family, Credit, Mortgage, Agricultural, and Health Takaful. Built for operators, insurers, and agents, the platform enables faster product launches and streamlined underwriting processes globally today.

Our Digital Insurance and Takaful Solutions

Our solution portfolio includes modular digital platforms designed for insurance and Takaful companies, covering policy administration, family Takaful, investments, human capital, customer onboarding, analytics, and operational automation.

End-to-end digital solutions for Takaful and insurance companies covering underwriting, claims processing, retakaful, premium accounting, and general ledger operations.

Solutions covered include Takaful digital platform, Individual and Family Takaful, investment management, BI dashboards and analytics, document management, and e-signature workflows, enabling operational efficiency, regulatory compliance, and scalable growth.

Digital solutions designed for insurance and Takaful agents to manage leads, proposals, policies, commissions, and customer interactions through mobile and web platforms.

Solutions covered include lead management systems, mobile sales applications, BI dashboards, document e-signature, and training through the learning management system to improve agent productivity and conversion rates.

Integrated digital solutions enabling banks and bancassurance partners to distribute insurance and Takaful products through branch staff and digital channels.

Solutions covered include bancassurance portals, lead management, customer onboarding, underwriting workflows, document e-signature, and BI dashboards, supporting seamless collaboration between banks and insurers.

Customer-facing digital solutions providing self-service access to insurance and Takaful products, policies, claims, and service requests.

Solutions covered include customer portals, mobile applications, digital onboarding, claims submission, document e-signature, and real-time status tracking, improving customer experience and engagement.

Solutions Overview:

Our digital solution portfolio supports insurance and Takaful operations across underwriting, claims management, retakaful, premium accounting, general ledger, distribution, analytics, and customer engagement. The platform ecosystem includes Takaful digital platforms, Individual and Family Takaful solutions, investment management, human capital management, learning management systems, lead management, BI dashboards, and secure e-signature workflows.


What We Offer

Takaful Products
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Business Solutions
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Other Products
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