As Takaful operators across Pakistan and beyond accelerate toward digital transformation, the question isn’t whether to go digital; it’s how to do it right. In 2025, successful Takaful models will be built on flexible, modular, and API-first digital stacks that…
As Pakistan embraces a digital financial future, Takaful, the Shariah-compliant alternative to conventional insurance, is poised for a major transformation. But digital Takaful isn’t just a regulatory checkbox; it’s a gateway to financial inclusion for millions. At Tidal Waves, we…
Takaful isn’t just about protection it’s about trust, inclusion, and access. And as more customers engage with financial services through digital wallets, mobile apps, and banking platforms, the way we deliver Takaful also needs to evolve. That evolution is called…
If you’re running a Takaful business today, chances are your teams are juggling multiple systems just to get basic tasks done. There’s one tool for customer onboarding, another for claims, a spreadsheet for fund management, and maybe even some manual…
In Pakistan’s evolving financial ecosystem, one of the most promising distribution models for expanding the reach of insurance and Takaful products is bancassurance. With over 30 million bank account holders and deep rural penetration by banks and microfinance institutions, the…
In today’s rapidly evolving insurance landscape, digital transformation is no longer just a buzzword—it’s the new normal. While much of the spotlight is on how digitalization benefits insurers and customers, insurance agents and brokers are among the biggest winners in…
In many parts of Pakistan, especially outside big cities, families face daily risks without any financial help. A medical emergency, a flood, or losing the main earner can change their lives in seconds. Micro Takaful Shariah compliant insurance for low…
In the insurance world one thing stays the same Life insurance is sold not bought Most people do not wake up and decide to buy life insurance They need someone to explain it show why it matters and help them…
In rural areas of Pakistan, families often face daily challenges. A health emergency, failed crops, or the loss of a family’s main earner can lead to a financial crisis. These communities usually do not have access to insurance or formal…
Pakistan’s insurance industry stands at a critical juncture. With digital adoption accelerating and customer expectations evolving rapidly, insurers must modernize or risk falling behind. At Tidal Waves, we’re pioneering this transformation by providing cutting-edge digital solutions tailored for Pakistan’s unique…